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Today's topic is about how the police accident report will impact your insurance claim there are basically two types of car accident reports the first is the official police report created when officers respond to an accident scene the second is an unofficial report created by one or more parties to the accident due to the high number of car accidents and the limited number of police officers available police are seldom dispatched to non-injury car accidents therefore it's always best to create your own unofficial accident report at the scene police officers are dispatched to accident scenes when participants or bystanders have been injured the accident is blocking traffic one or more drivers are intoxicated participants are being disruptive or fighting car accidents with injuries if you're injured in a car accident call 911 dispatcher will ask you questions about the type and extent of your injuries if she decides the injuries require paramedics she will dispatch them to the scene along with the police when the police arrive at the accident scene they first decide if anyone needs medical attention if so they radio for assistance their next step is to make sure the participants are out of danger moving them away from traffic they'll set off flares and cordon off the area if necessary then it's time to begin the process of assessing the accident scene police officers receive training and auto accident assessment once they secure the scene officers will investigate the accident and its causes police don't normally create their official accident report at the scene they use a worksheet then later write up the official report based on that information police gather the scene includes date time and location of the accident personal information and statements from drivers passengers and witnesses descriptions of injuries to drivers and passengers detailed description of the cars involved the year make model and color the officers written narrative of the details and causes of the accident the officers make a diagram of the accident scene and the point of impact description of the at fault drivers actions that caused the accident weather and road conditions at the time of the accident type an extent of property damage to the vehicle and their contents then they make notes of contributing factors such as speeding non-working brake lights or turn signals etc in addition the police may take photographs of the scene and damage to the cars they will conduct field sobriety tests if they think alcohol or drugs contributed to the accident and make arrests for DUI if necessary depending on their assessment of the accident and its causes they may issue tickets to one or both drivers if any of the cars aren't drivable the officer will call a towing company either contracted with the city or designated by the drivers both drivers should get the service number of the police report this is the reference number you will use when requesting a copy of the actual